The 504 loan program helps build equity in your business as you make regular payments towards the principal balance on both the financial institution debt and the SBA 504 loan. 

Typically just 10%, allowing you to preserve working capital to invest in your growing business. 

You have the option to finance the closing costs and fees associated with the loan, reducing your out-of-pocket expenses.

The 504 loan offers a below-market, long-term fixed interest rate. This stability enables you to plan for the future with confidence, knowing your loan terms won’t fluctuate.

The interest rate on the first mortgage can be even lower than what you’d get with conventional financing due to the reduced risk involved. This means that the overall blended rate you’ll receive with a 504 loan is often lower than what you would get with conventional financing.