Why Partner with
Capital Partners for
SBA 504 Lending?
Capital Partners CDC has been specializing in SBA 504 lending since 1984 and has formed strong partnerships with lenders throughout the state of Georgia. Over the years, we have built a reputation for excellence and our ability to deliver results in
a fast and efficient manner.
a fast and efficient manner.
WHY WORK WITH US
Our Experience
As someone who assists small Georgia companies in securing the necessary funds for growth, choosing the right lending partner is crucial to your success. It’s important to find a CDC partner that actively drives the transaction forward without burdening clients with additional work.
WHO WE ARE
Our Commitment
At Capital Partners CDC, our SBA 504 professionals are highly responsive, dedicated to putting clients first, and committed to achieving prompt and efficient results. Our team consists of experienced lending professionals who leverage their extensive knowledge of the SBA 504 program to benefit you and your clients, ensuring a successful financing process from beginning to end.
Reasons to Partner on a SBA Loan
Reduced Risk
50% Loan to Value
Limit your exposure to certain industries.
Limit your exposure to certain industries.
Favorable Loan Terms
Attract borrowers that prefer the longer repayment periods, lower down payment, and fixed rate component of the 504 Loan. Stay Competitive!
Expanded Lending Capacity
Extend credit to healthy, growing small business clients that may not meet conventional loan requirements, allowing you to serve a broader range of borrowers.
Loan Size
Through 504, smaller financial Institutions are able to handle larger projects.
Community Development
Meet economic and community reinvestment goals by supporting the growth and development of small businesses.
Fee Income
In some cases you may be able sell your first mortgage loan to another financial institution and generate fee income, while maintaining borrower deposits and other services.
SBA 504 Loans
Explore More About 504
Get started by researching everything about SBA 504 Loans and what is right for your client’s business.
SBA Green Energy Loans
The SBA recognizes the importance of supporting businesses in reducing energy consumption, including incentives for businesses making investments in energy efficiency and renewable energy.
Who Is Eligible?
Small businesses that plan to use the loan proceeds for acquiring fixed assets, meet size requirements, and demonstrate the ability to repay the loan are eligible for a 504 loan.
What Are the Current Rates?
The rates of the 504 loan are typically long-term and fixed, offering stability and predictability for small business borrowers.
How Do I Get Started?
To apply for a 504 loan, businesses can contact Capital Partners and work with a BDO lender to complete the application process.